Author: Admin

Most people mistakenly believe that purchasing insurance through an insurance agent is more expensive than purchasing it directly from an insurer and this can be a major oversight. Insurance agents do not cost more; they can help you find insurance discounts!Insurance specialists know what insurance package to write your policy under. This skill can prove to be very important when it comes to insurance discounts. A surprising amount of insurance seekers do not know that indemnity companies base their rates based on varied factors. The same person can find a relatively low rate with one company and a relatively high price with a different company just based on the differing items each take into consideration. Knowledgable insurance agents can tell what company would provide the best rates for each consumer and save you the inconvenience of comparing rates.Insurance Professionals can guide you about how to lower rates. By having intricate knowledge of how the insurance ratings work, an agent can inform you what choices you have for saving money, like taking a safe driving class. They can also advise about raising or lowering coverage to lower prices. Insurance brokers know how valuable low premiums are to their customers, and they are always willing to help you save money. Brokers will become aware of price affecting changes as they become available and will notify you accordingly. A majority of brokerages, for instance, will check competing rates for their clients every renewal. That way if another company is able to reduce your premium, they will let you know about it at once. This is the sort of experience that will only be known by a local broker familiar with the insurance marketplace in your area.In my opinion the greatest feature provided by a local licensed agent is the knowledge they offer to be sure you are not inappropriately covered. Having appropriate coverage can keep you out of the poor house. It could be the most important choice your family will ever make.

Wednesday, April 21, 2010

Juan Antonio Samaranch, former head of the International Olympic Committee (IOC), has died in Barcelona at the age of 89.

A former diplomat and Spanish ambassador in Moscow elected to the IOC in 1980, Samaranch was largely credited with the renewal of the Olympic movement over two decades marked by boycotts, bribery and drug scandals. While appearing to be small in stature and uncomfortable speaking in public, he was viewed as an often ruthless operator who could forge consensus within an often fractious Olympic movement and bring IOC members to deliver what he wanted.

Samaranch was admitted to hospital on Sunday with heart trouble and died at approximately 11:25 UTC, marking one of a number of occasions he has fallen ill. Even in retirement, with advancing age and medical issues, Samaranch continued to travel and be active in Olympic circles, working to try and secure both the 2012 Olympics and 2016 Olympics for Madrid as well as attending various sport conferences.

“I cannot find the words to express the distress of the Olympic Family,” current IOC president Jacques Rogge was quoted as saying, also making mention of the personal inspiration he drew from Samaranch.

During his time in office, Samaranch worked to help increase the number of participating countries at the Olympics, oversaw the creation of the Court of Arbitration for Sport (CAS) and the creation of the IOC Athletes Commission.

Prior to his election to the role of IOC president in 1980, he had a long background in sports, having held roles with the Spanish Skating Federation, Spanish National Olympic Committee and as Chef de Mission at the games in Cortina d’Ampezzo, Rome and Tokyo.

Retrieved from “https://en.wikinews.org/w/index.php?title=Former_IOC_President_Samaranch_dies_at_89&oldid=4630347”

Wednesday, September 29, 2010

Joseph Cerniglia, a chef who had appeared on Gordon Ramsay’s television show Kitchen Nightmares, has commited suicide. Cerniglia was the owner of Italian restaurant Campania. He jumped off a bridge into the Hudson river on the New York–New Jersey border. At the time of filming in 2007, Cerniglia owed suppliers $80,000.

Officials reported that 39-year-old Cerniglia had jumped off of the George Washington Bridge into the Hudson. His death has officially been ruled as suicide. His body was retrieved from the river after reports of a man jumping off of the bridge.

Ramsay released a statement to the Press Association saying “I was fortunate to spend time with Joe during the first season of Kitchen Nightmares. Joe was a brilliant chef, and our thoughts go out to his family, friends and staff.”

Cerniglia told Ramsay about his personal debt when he came to the restaurant in 2007. He said “I am financially in trouble. The debt of the restaurant alone is overwhelming. My personal debt — wife, kids, mortgage — that’s a lot of debt”.

Retrieved from “https://en.wikinews.org/w/index.php?title=Chef_who_appeared_on_Gordon_Ramsay%27s_%27Kitchen_Nightmares%27_commits_suicide&oldid=4460692”

Sunday, January 10, 2010

Chinese officials have said that their country’s exports surged last December to edge out Germany as the world’s biggest exporter.

The official Xinhua news agency reported today that figures from the General Administration for Customs showed that exports jumped 17.7% in December from a year earlier. Over the whole of 2009 total Chinese exports reached US$1.2 trillion, above Germany’s forecast $1.17 trillion.

Huang Guohua, a statistics official with the customs administration, said the December exports rebound was an important turning point for China’s export sector. He commented that the jump was an indication that exporters have emerged from their downslide.

“We can say that China’s export enterprises have completely emerged from their all-time low in exports,” he said.

However, although China overtook Germany in exports, China’s total foreign trade — both exports and imports — fell 13.9% last year.

Retrieved from “https://en.wikinews.org/w/index.php?title=China_overtakes_Germany_as_world%27s_biggest_exporter&oldid=3255271”

byAlma Abell

Your AC Company in Lubbock is here to help, but it is up to you to decipher the signs of when you need to hire the professionals. A broken cooling system is the last thing anyone wants, especially on a day with high temperatures. An informed AC owner can prevent this sort of discomfort simply by recognizing their need for an air conditioning expert.

Installation is Difficult

While it is very commendable to attempt an AC installation yourself, it is highly recommended that you hire an AC Company in Lubbock instead to assist you for a multitude of reasons. Not only will the professionals be able to finish the process in a timelier fashion saving you your own precious time, but they will also make sure to do it properly. A poor installation job may result in future issues that require more effort and, unfortunately, more money.

Increase in Billing

A need for repair may fly under the radar if it seems your air conditioning is still in working order. However, a higher monthly bill is a strong indicator that your AC is no longer functioning as efficiently as it once was. An AC Company in Lubbock will try their best to discover the problem, fix it, and lower your bill while simultaneously improving the results of your air conditioner for a cooler home.

Stay Up to Date

An unexpected sign that you need to hire an air conditioner repair person is simply time itself. If an extended period has passed without a checkup, it may be time to schedule one. This process allows you to catch any underlying problems that could cause much larger issues down the line. Maintenance is just a small price to pay when trying to prevent costly damage or even complete breakdown that involves the purchase of a brand new system.

Do not sweat when your air conditioner is in need of repair. Your AC Company in Lubbock has the services you need to prevent sweltering on a hot day when you need cooling off the most. Visit duncanhtg-ac.com for contact information about a repair service near you.

Tuesday, August 6, 2013

This past Sunday, Illinois Governor Pat Quinn signed into law a bill known as “Rocky’s Law” that requires Illinois high schools, through the local school district, to buy catastrophic injury insurance up to US$3 million or medical costs for up to five years, whichever one comes first, that covers student athletes. The insurance must cover student athletes while they are competing.

The legislation was named after Rasul “Rocky” Clark. In 2000, the Eisenhower High School football player became paralyzed from the waist down as a result of a tackle during a game. His school based health insurance covered the costs of his medical treatment. A legislator sponsoring the bill noted that the need for this type of insurance is rare. Clark’s mother attended the legislation signing. Her son died last year.

Before parents can claim money from school insurance, they first must pay out US$50,000. Schools have until January 1, 2014 to comply with the law. Schools cannot charge students more than US$5 to defray the cost of insurance. If a school district already requires student to be covered through private health insurance, they are exempted from this law.

Retrieved from “https://en.wikinews.org/w/index.php?title=Illinois_high_schools_now_required_to_buy_insurance_for_athletes&oldid=1970513”

Saturday, May 17, 2008

Construction workers and next of kin of deceased workers filed a lawsuit in Tokyo, Japan Friday seeking damages of approximately 6.6 billion yen (about US$64 million) from the government and manufacturers related to illnesses stemming from exposure to asbestos. 178 plaintiffs; including construction workers and family members filed the suit in Tokyo District Court against 46 building manufacturers and the Government of Japan.

According to the Mainichi Daily News, the class action suit is the first that has been filed in Japan related to health damages caused by asbestos exposure at construction sites. The plaintiffs hail from the Japanese prefectures of Tokyo, Saitama and Chiba.

The plaintiffs claim that the government and manufacturers knew of the dangers of asbestos inhalation but failed to take proper precautions, including ceasing to promote asbestos as a cheap fire retardant and banning production of the material.

They state that after inhaling asbestos in the workplace, 172 people have developed lung cancer or mesothelioma, and that almost half of those afflicted are now dead. Plaintiffs argue that the government and health ministry did not act quickly enough after international organizations issued warnings in 1972 that asbestos could be a carcinogen.

Plaintiffs also place blame with the Ministry of Economy, Trade and Industry for sanctioning the use of asbestos under Japanese Industrial Standards, and with the Ministry of Land, Infrastructure and Transport for approving the use of materials comprised of asbestos and other substances under Japan’s Building Standards Law.

We will do our utmost until we win the suit.

“We will do our utmost until we win the suit,” said Kazuo Miyajima, 78, who heads the group of plaintiffs. Lawyers for the plaintiffs released a statement saying: “We seek complete relief for the victims by clarifying the liability of the state and the manufacturers.”

Approximately 40 construction workers from Kanagawa Prefecture plan to file a similar lawsuit in June in Yokohama District Court.

After a 2005 revelation that residents who lived near a factory in Amagasaki, Hyogo Prefecture developed diseases related to asbestos, the government implemented a law in 2006 which provides monetary assistance to asbestos victims and relatives of deceased family members. The plaintiffs argue that the amount of financial assistance given to families and victims of asbestos-related diseases is not sufficient.

Asbestos has been used in Japan as a fire retardant, for sound absorption, and for insulation. It was mixed in concrete and water and sprayed on walls and ceilings, but the practice of spraying asbestos in this manner was banned in Japan in 1975.

Retrieved from “https://en.wikinews.org/w/index.php?title=Asbestos_victims_file_6.6_billion_yen_class_action_lawsuit_in_Tokyo&oldid=740738”

By Howard Schwartz

The day care industry is expanding. There are now more than 100,000 licensed child-care centers and 250,000 licensed family day care homes across the United States.

The market for day care increases every year as the working mother in society increasingly return to work to contribute financially to the ongoing household expenses. Day care centers have now proven to be a lucrative niche for owner operators, especially those who have purchased franchises. The day care industry is expanding. There are now more than 100,000 licensed child-care centers and 250,000 licensed family day care homes across the United States.

[youtube]http://www.youtube.com/watch?v=aap1OBZUmZM[/youtube]

An overall increase in professionalism has helped to enhance the reputation of the child care and day care field. Only 20-30 years ago, child care was a cottage industry operating out of remodeled houses, granny flats or small business shop fronts. Early centers were essentially baby-sitting facilities. Today’s day care centers, frequently part of regional or national chains, are larger and more professionally run. Because parents want their children to get educational services, many centers require that their caregivers have early childhood education degrees. The day care industry is regulated by state law, and sometimes also by county or city, and the regulations vary widely by state.

The day-care center industry has changed a lot over the past 15 years, and industry professionals are predicting that it will change even more by the year 2010. Family-run day care centers seem to be holding their own because they are especially popular for infants and younger toddlers whose parents are looking for the family style influence. However, the smaller commercial centers are disappearing, due to difficulties in meeting increased government regulation, and buyouts by regional or national chains. The regional and national daycare chains will no doubt continue to grow.

Learn more about the daycare industry:

http://www.hjventures.com/day-care-business-plan.html

About the Author: Howard Schwartz is a partner in several business strategy groups, including HJ Ventures International, Inc. Howard has worked with hundreds of entrepreneurs worldwide with a focus on writing business plans for companies interested in raising capital from Venture Funds and Angel Investors.Howard’s business plans have secured several million dollars in funding.

Source: isnare.com

Permanent Link: isnare.com/?aid=3262&ca=Business

This article mentions the Wikimedia Foundation, one of its projects, or people related to it. Wikinews is a project of the Wikimedia Foundation.

Tuesday, August 16, 2011

Alfred Hsing, a US martial artist with Chinese origins, besides having a long history of martial arts training in various styles, such as traditional kung fu, tae kwon do and karate, considers wushu – an athletic sport based on Chinese martial arts – as a form of art that pushes one’s physical limits and stimulates the mind at the same time. After having won the gold medal at the 10th World Wushu Championships, he became international movie star Jet Li’s personal assistant and went on to do stunts, action choreography, and land roles in movies.

Hungarian Wikinews contributor Teemeah has interviewed Alfred Hsing about his views on martial arts, life and Wikipedia.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_Chinese-American_martial_artist_Alfred_Hsing&oldid=4635263”

Thursday, May 6, 2010

A political candidate for the United Kingdom Independence Party (UKIP) has been injured in a plane crash. Nigel Farage, the former leader of the party, was in a two-seater plane when it crashed at an airfield in Northamptonshire. The plane crashed just one hour after voting had opened on polling day.

Farage, 46, was taken to a Banbury hospital with non-life threatening injuries. The pilot of the plane is believed to have suffered more severe injuries and was transferred to a different hospital.

The plane had landed at the airfield in Hinton-in-the-Hedges and was beginning to take off again when the accident happened. The plane was being flown with a UKIP banner and was due to fly over Buckinghamshire, the constituency where Farage is standing.

A UKIP spokesman said about that incident that “We’ve had unconfirmed reports that either the banner got snagged up, or there were cross-winds and it was unfamiliar airfield to the pilot.” He added that after a discussion with an aviation expert that the banner could not be a factor in the accident.

Chris Adams, a fellow UKIP candidate for the constituency of Aylesbury, released a statement on the condition of Farage. He said “Nigel was unconscious but he can talk. He’s been coming in and out of consciousness and is now being X-rayed.”

The fire and ambulance services have remained at the scene of the crash and an investigation has been opened.

Retrieved from “https://en.wikinews.org/w/index.php?title=British_political_candidate_Nigel_Farage_injured_in_plane_crash_on_polling_day&oldid=4531594”