Author: Admin

Submitted by: Daniel Roshard

Home improvement loans are usually taken out for making a home larger or adding value to it. This may be done by adding rooms or bathrooms, building a swimming pool, enclosing a porch or patio, updating the plumbing and repainting the home s exterior and/or interior. Generally, it is cheaper to extend or repair a home than to buy or build a new house.

Before going ahead and getting a home improvement loan, it is advisable to contact your local builder and get a quote and any other information about the associated costs involved in improving your home. Don t be afraid to get as many quotes on building costs and home improvement loans as possible.

Make sure that when you speak to the lending institutions, ask if you can borrow money above the quoted price for the home improvement. Often, when building, extra costs seem to come out of the woodwork unexpectedly. It is better to borrow a few dollars extra and not need it, than have to contact the bank for an extension on your credit in the middle of a project.

[youtube]http://www.youtube.com/watch?v=7AFLe59UynA[/youtube]

The ideal home improvement loan to look for is one that has a low interest rate. Visit many different lending institutions and see what they are offering. Don t just commit yourself to the first home improvement loan that comes along. Home improvement loans are usually short- term loans.

A home improvement loan s rate of interest is determined by the amount of collateral that the borrower has. This is most often the equity in your home. If the borrower has a bad credit rating, the home improvement loan will probably be calculated at a higher rate.

The rate of interest, loan amount offered to you by the bank and the term of the loan will often have a lot to do with the market value of the home or the value of the collateral. The lending institution will often ask what type of home improvement you are planning. A market appraisal may be needed before the loan is passed. This is often to ensure that the improvements will add value to the home. They may also ask you to provide quotes from builders or contractors that you may be using for the home improvements.

Home improvement loans usually require the borrower to only pay the interest while the home is being improved. Once the home improvements have been completed, the borrower will be required to make full monthly payments on the principle and interest. The monthly payments will be calculated on the amount of money used for the home improvements, the interest rates and the term or number of years you have to pay off the loan.

If you are unsure of any of the details and/or term of the home improvement loan, make sure that you discuss your concerns with the institution s lending consultant. A good lending institution will be very happy to address any questions or concerns that you may have. Make a list of anything you can think of to ask the loan officer you speak with.

About the Author: Daniel Roshard is an interior designer fascinated by outdoor architecture, currently studying outdoor design. Daniel writes articles about home improvement and landscaping issues. You can read his latest work about

Home Improvement Loan

.

Source:

isnare.com

Permanent Link:

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Wednesday, August 30, 2006

Raed Jarrar, an Iraqi peace activist who lives in the United States, was forced to change his T-Shirt, which bore an Arabic slogan, because it was found “offensive”.

The incident took place in JFK airport in New York. The activist Jarrar reported in his blog RaedInTheMiddle that he had checked-in his bags and was issued a boarding pass. After waiting near the gate to board his jetBlue airlines flight, and after having to gone through a secondary search, two officials approached him.

“People are feeling offended because of your t-shirt,” Raed reported that one of the men said to him. The writings on the T-Shirt said in both Arabic and English: “We will not be silent”.

Raed asked why this has offended anyone, and insisted his right to freedom of expression was violated.

According to Jarrar, one of the inspectors said, “You can’t wear a T-shirt with Arabic script and come to an airport. It is like wearing a t-shirt that reads ‘I am a robber’ and going to a bank”. The airport official, unable to read Arabic, was unyielding to protests by Jarrar that the English language version of the Arabic was accurate, and suggested he wear the shirt inside out.

“Many people called and complained about your t-shirt. Jetblue customers were calling before you reached the checkpoint, and customers called when you were waiting here in the boarding area”, Jarrar was told after he complained.

One employee from JetBlue offered to buy Jarrar a T-shirt to replace the one he was wearing, since the activist had none other after his bags were checked. Refusing at first, he agreed to wear one with “New York” written on it.

The officer on the scene commented that it need not have gone from one extreme to the other: wearing a T-Shirt with an Arabic peace slogan on it, to wearing one with ‘New York’. There is no reason to hate New York if you are an Arab speaking peace activist, according to Jarrar.

“I feel very sad that my personal freedom was taken away like this. I grew up under authoritarian governments in the Middle East, and one of the reasons I chose to move to the U.S. was that I don’t want an officer to make me change my t-shirt. I will pursue this incident today through a constitutional rights organization, and I am sure we will meet soon,” Raed said.

He was issued another boarding pass, with a different seat at the back of the plane.

JetBlue said it was investigating the incident but a spokeswoman said: “We’re not clear exactly what happened.” The spokeswoman also said the airline does not forbid Arabic T-shirts, but that it does take into account the concerns of its passengers.

The American-Arab Anti-discrimination Committee said the US Transportation Department and the Transportation Security Administration were also investigating the incident after the committee lodged complaints on behalf of Jarrar.

“We Will Not Be Silent” is a slogan adopted by opponents of the war in Iraq and other conflicts in the Middle East.

It is said to derive from the White Rose dissident group which opposed Nazi rule in Germany.

Retrieved from “https://en.wikinews.org/w/index.php?title=Iraqi_activist_forced_to_change_t-shirt_with_Arabic_peace_slogan&oldid=4577322”

Saturday, October 6, 2007

Few artists ever penetrate the subconscious level of American culture the way RuPaul Andre Charles did with the 1993 album Supermodel of the World. It was groundbreaking not only because in the midst of the Grunge phenomenon did Charles have a dance hit on MTV, but because he did it as RuPaul, formerly known as Starbooty, a supermodel drag queen with a message: love everyone. A duet with Elton John, an endorsement deal with MAC cosmetics, an eponymous talk show on VH-1 and roles in film propelled RuPaul into the new millennium.

In July, RuPaul’s movie Starrbooty began playing at film festivals and it is set to be released on DVD October 31st. Wikinews reporter David Shankbone recently spoke with RuPaul by telephone in Los Angeles, where she is to appear on stage for DIVAS Simply Singing!, a benefit for HIV-AIDS.


DS: How are you doing?

RP: Everything is great. I just settled into my new hotel room in downtown Los Angeles. I have never stayed downtown, so I wanted to try it out. L.A. is one of those traditional big cities where nobody goes downtown, but they are trying to change that.

DS: How do you like Los Angeles?

RP: I love L.A. I’m from San Diego, and I lived here for six years. It took me four years to fall in love with it and then those last two years I had fallen head over heels in love with it. Where are you from?

DS: Me? I’m from all over. I have lived in 17 cities, six states and three countries.

RP: Where were you when you were 15?

DS: Georgia, in a small town at the bottom of Fulton County called Palmetto.

RP: When I was in Georgia I went to South Fulton Technical School. The last high school I ever went to was…actually, I don’t remember the name of it.

DS: Do you miss Atlanta?

RP: I miss the Atlanta that I lived in. That Atlanta is long gone. It’s like a childhood friend who underwent head to toe plastic surgery and who I don’t recognize anymore. It’s not that I don’t like it; I do like it. It’s just not the Atlanta that I grew up with. It looks different because it went through that boomtown phase and so it has been transient. What made Georgia Georgia to me is gone. The last time I stayed in a hotel there my room was overlooking a construction site, and I realized the building that was torn down was a building that I had seen get built. And it had been torn down to build a new building. It was something you don’t expect to see in your lifetime.

DS: What did that signify to you?

RP: What it showed me is that the mentality in Atlanta is that much of their history means nothing. For so many years they did a good job preserving. Don’t get me wrong, I’m not a preservationist. It’s just an interesting observation.

DS: In 2004 when you released your third album, Red Hot, it received a good deal of play in the clubs and on dance radio, but very little press coverage. On your blog you discussed how you felt betrayed by the entertainment industry and, in particular, the gay press. What happened?

RP: Well, betrayed might be the wrong word. ‘Betrayed’ alludes to an idea that there was some kind of a promise made to me, and there never was. More so, I was disappointed. I don’t feel like it was a betrayal. Nobody promises anything in show business and you understand that from day one.
But, I don’t know what happened. It seemed I couldn’t get press on my album unless I was willing to play into the role that the mainstream press has assigned to gay people, which is as servants of straight ideals.

DS: Do you mean as court jesters?

RP: Not court jesters, because that also plays into that mentality. We as humans find it easy to categorize people so that we know how to feel comfortable with them; so that we don’t feel threatened. If someone falls outside of that categorization, we feel threatened and we search our psyche to put them into a category that we feel comfortable with. The mainstream media and the gay press find it hard to accept me as…just…

DS: Everything you are?

RP: Everything that I am.

DS: It seems like years ago, and my recollection might be fuzzy, but it seems like I read a mainstream media piece that talked about how you wanted to break out of the RuPaul ‘character’ and be seen as more than just RuPaul.

RP: Well, RuPaul is my real name and that’s who I am and who I have always been. There’s the product RuPaul that I have sold in business. Does the product feel like it’s been put into a box? Could you be more clear? It’s a hard question to answer.

DS: That you wanted to be seen as more than just RuPaul the drag queen, but also for the man and versatile artist that you are.

RP: That’s not on target. What other people think of me is not my business. What I do is what I do. How people see me doesn’t change what I decide to do. I don’t choose projects so people don’t see me as one thing or another. I choose projects that excite me. I think the problem is that people refuse to understand what drag is outside of their own belief system. A friend of mine recently did the Oprah show about transgendered youth. It was obvious that we, as a culture, have a hard time trying to understand the difference between a drag queen, transsexual, and a transgender, yet we find it very easy to know the difference between the American baseball league and the National baseball league, when they are both so similar. We’ll learn the difference to that. One of my hobbies is to research and go underneath ideas to discover why certain ones stay in place while others do not. Like Adam and Eve, which is a flimsy fairytale story, yet it is something that people believe; what, exactly, keeps it in place?

DS: What keeps people from knowing the difference between what is real and important, and what is not?

RP: Our belief systems. If you are a Christian then your belief system doesn’t allow for transgender or any of those things, and you then are going to have a vested interest in not understanding that. Why? Because if one peg in your belief system doesn’t work or doesn’t fit, the whole thing will crumble. So some people won’t understand the difference between a transvestite and transsexual. They will not understand that no matter how hard you force them to because it will mean deconstructing their whole belief system. If they understand Adam and Eve is a parable or fairytale, they then have to rethink their entire belief system.
As to me being seen as whatever, I was more likely commenting on the phenomenon of our culture. I am creative, and I am all of those things you mention, and doing one thing out there and people seeing it, it doesn’t matter if people know all that about me or not.

DS: Recently I interviewed Natasha Khan of the band Bat for Lashes, and she is considered by many to be one of the real up-and-coming artists in music today. Her band was up for the Mercury Prize in England. When I asked her where she drew inspiration from, she mentioned what really got her recently was the 1960’s and 70’s psychedelic drag queen performance art, such as seen in Jack Smith and the Destruction of Atlantis, The Cockettes and Paris Is Burning. What do you think when you hear an artist in her twenties looking to that era of drag performance art for inspiration?

RP: The first thing I think of when I hear that is that young kids are always looking for the ‘rock and roll’ answer to give. It’s very clever to give that answer. She’s asked that a lot: “Where do you get your inspiration?” And what she gave you is the best sound bite she could; it’s a really a good sound bite. I don’t know about Jack Smith and the Destruction of Atlantis, but I know about The Cockettes and Paris Is Burning. What I think about when I hear that is there are all these art school kids and when they get an understanding of how the press works, and how your sound bite will affect the interview, they go for the best.

DS: You think her answer was contrived?

RP: I think all answers are really contrived. Everything is contrived; the whole world is an illusion. Coming up and seeing kids dressed in Goth or hip hop clothes, when you go beneath all that, you have to ask: what is that really? You understand they are affected, pretentious. There’s nothing wrong with that, but it’s how we see things. I love Paris Is Burning.

DS: Has the Iraq War affected you at all?

RP: Absolutely. It’s not good, I don’t like it, and it makes me want to enjoy this moment a lot more and be very appreciative. Like when I’m on a hike in a canyon and it smells good and there aren’t bombs dropping.

DS: Do you think there is a lot of apathy in the culture?

RP: There’s apathy, and there’s a lot of anti-depressants and that probably lends a big contribution to the apathy. We have iPods and GPS systems and all these things to distract us.

DS: Do you ever work the current political culture into your art?

RP: No, I don’t. Every time I bat my eyelashes it’s a political statement. The drag I come from has always been a critique of our society, so the act is defiant in and of itself in a patriarchal society such as ours. It’s an act of treason.

DS: What do you think of young performance artists working in drag today?

RP: I don’t know of any. I don’t know of any. Because the gay culture is obsessed with everything straight and femininity has been under attack for so many years, there aren’t any up and coming drag artists. Gay culture isn’t paying attention to it, and straight people don’t either. There aren’t any drag clubs to go to in New York. I see more drag clubs in Los Angeles than in New York, which is so odd because L.A. has never been about club culture.

DS: Michael Musto told me something that was opposite of what you said. He said he felt that the younger gays, the ones who are up-and-coming, are over the body fascism and more willing to embrace their feminine sides.

RP: I think they are redefining what femininity is, but I still think there is a lot of negativity associated with true femininity. Do boys wear eyeliner and dress in skinny jeans now? Yes, they do. But it’s still a heavily patriarchal culture and you never see two men in Star magazine, or the Queer Eye guys at a premiere, the way you see Ellen and her girlfriend—where they are all, ‘Oh, look how cute’—without a negative connotation to it. There is a definite prejudice towards men who use femininity as part of their palette; their emotional palette, their physical palette. Is that changing? It’s changing in ways that don’t advance the cause of femininity. I’m not talking frilly-laced pink things or Hello Kitty stuff. I’m talking about goddess energy, intuition and feelings. That is still under attack, and it has gotten worse. That’s why you wouldn’t get someone covering the RuPaul album, or why they say people aren’t tuning into the Katie Couric show. Sure, they can say ‘Oh, RuPaul’s album sucks’ and ‘Katie Couric is awful’; but that’s not really true. It’s about what our culture finds important, and what’s important are things that support patriarchal power. The only feminine thing supported in this struggle is Pamela Anderson and Jessica Simpson, things that support our patriarchal culture.
Retrieved from “https://en.wikinews.org/w/index.php?title=RuPaul_speaks_about_society_and_the_state_of_drag_as_performance_art&oldid=4462721”

Wednesday, August 27, 2014

With many venues reporting sell-out shows, the 68th year of the Edinburgh Festival attracted visitors from around the globe. Wikinews’ Brian McNeil roamed the city for the four weeks of the event, capturing the colour, spectacle, and comedy, in photos.

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Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_wanders_the_Referendum-year_Edinburgh_Festival_Fringe&oldid=3094851”

By Gill Kevesten

A very common question in the cosmetic surgery industry is ‘shall I get a mini or full face lift?’ This article will outline the differences between both a mini and a full face lift and give pros and cons to both and hopefully after reading this article be in a better position to make an informed decision on which surgery to have.

During a face lift consultation the surgeon should be honest and open about what kind of treatment to have whether it is a few lifts here and there or a full scale rejuvenation. The less surgery performed the better for the patient, firstly it is safer and secondly it will be cheaper.

Differences Between a Mini and a Full Face Lift

A full face lift will usually involve incisions behind the ears and around the lower part of the face. The incisions go from behind the ears to the front of the ears and are camouflaged behind the natural folds in the skin. The excess skin is then taken off and the remaining skin is moved. A full face lift tightens the skin thus removing wrinkles on the cheeks and jaw line.

On the other hand a mini face lift obviously lifts less of the face than a full face lift. A mini face lift will lift the skin in the middle part of the face or lower part but not both. At the Cosmetic Surgery Partners we use a mini facelift technique called Minimal Access Cranial Suspension (MACS). This is a one day procedure done under general or local anaesthetic and the patient will only be left with minimal scarring in front of the ears.

[youtube]http://www.youtube.com/watch?v=ITWmb23rrik[/youtube]

As S-Lift is another common form of the mini face lift. The surgeon makes a small S shaped incision and the skin and tissue are repositioned. After extensive research the main differences between a mini and a full face lift are;

– How much skin/tissue is removed.

– The incision size.

The Pros and Cons of Both Types of Face Lift

The mini face lift has a few advantages over the full face lift;

1. They cost less.

2. Less recovery time.

With mini face lifts you can be out in a day and may not have to stay over and the healing is usually less time. The disadvantages of a mini facelift over the full face lift are;

1. The effects don’t last as long – they probably last between 4-6 years while a full face lift normally lasts up to 15 years.

A full face lift is more of an investment. The advantage is that it lasts longer than a mini face lift. The disadvantages are the above advantages. More recovery time and more expensive but a lot of people see this as an investment.

There is really no winner here, each candidate is different and will need different degrees of surgery whether it is a little touch up or a full face overhaul.

About the Author: Gill Kevesten is the an author in the cosmetic surgery field specialising in

Face Lift

procedures.

Source:

isnare.com

Permanent Link:

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Hurricane Wilma InformationCurrent ArticleCategory 5Winds:160Movement:WNW 7mphPosition:17.9N, 83.9W270 miles SE of CozumelPressure:892 MBLive Stream (WFOR)
Sunday, October 23, 2005

At 1 p.m. EDT, Florida governor Jeb Bush, as well as others, held a press conference relating to the preparedness of the upcoming Hurricane Wilma. “There is no cause for a New Orleans-like concern,” says Governor Bush. He also says that this category 2 hurricane will affect southern Florida, including Lake Okeechobee. Georgia, Texas, Mississippi, and New York are helping Florida prepare. Mandatory and voluntary evacuations, he says, are currently underway.

For those who are unable to evacuate, shelters are to open up. There are 23 shelters opened at the moment, and more shelters, including shelters for the elderly, will open. The pets of Floridians also will be able to stay at a pet shelter. Over 80,000 MREs, as well as 200 truckloads of ice, are available for those who must take up shelter. This does not include the aid that will come from FEMA, which is expected to double the amount made available by Florida.

As of 10 a.m., over 200 million gallons of fuel, particularly gasoline and diesel, were at Florida ports. These ports are either to be closed, or currently closed at the moment. In addition, tolls for Florida turnpikes were suspended, and traffic is current flowing smoothly. However, as it was said by Director of Florida Emergency Management Craig Fullgate, “You need to pay attention to your local officials.”

This article features first-hand journalism by a Wikinews member. See the talk page for more details. Articles are translated through WORTNET.
Retrieved from “https://en.wikinews.org/w/index.php?title=Florida_Governor_Jeb_Bush_gives_speech_on_Hurricane_Wilma&oldid=3749390”

Sunday, June 26, 2005

The median house price in the United States plunged 6.5% in May to $217,000. In February of 2005, the median price of a home was $237,300.

The Economist newspaper said in its June 16th issue; “In other words, it looks like the biggest bubble in history.” by way of reference to what is happening with housing prices in the USA and much of Europe.

Japan provides an example of how a boom can turn to bust. Property prices have dropped for 14 years in a row (40% from their peak in 1991); and yet, the rise in prices in Japan during the decade before 1991 was less than the increase over the past ten years in most of today’s “housing boom” countries.

The total value of residential property rose by more than $30 trillion over the past five years in developed economies, an increase equivalent to 100% of the combined GDPs of those countries. This increase dwarfs all previous house-price booms and is greater than the global stockmarket bubble in the late 1990s. Much of the recent housing activity is being driven by speculative demand. The National Association of Realtors (NAR) reported that 23% of all American houses bought in 2004 were for investment, not for owners to live in. Another 13% were bought as second homes. NAR also found that 42% of all first-time buyers made no down-payment on their home purchase last year.

Many investors are buying solely because they think prices will keep rising, which is a warning sign of a financial bubble. In Miami, Florida, as many as half of the original buyers resell new apartments even before they are built, and properties can change hands two or three times before somebody finally moves in.

Britain’s Royal Institution of Chartered Surveyors (RICS) reported prices have been falling for ten consecutive months. Forty nine percent of their surveyors reported falling prices in May. This was the weakest report since 1992 during Britain’s previous house-price bust.

Retrieved from “https://en.wikinews.org/w/index.php?title=U.S._Housing_prices_down_9%25_since_February&oldid=1983117”

Why dog harness is important.

by

Todd Martin

Dog harnesses are more than ever important for small dogs. Tremendous pulling at the end of a lead, when your dog is only with a collar can cause choking, hacking and even dangerous throat problems. Maltese and other weak breeds are mainly susceptible to this circumstance. The way out is to add a harness to your small dogs walking gear. Harnesses can also offer a twin purpose with car or bicycle travel. With a harness, these events are very safe for dogs. Dog harnesses are now as smart as they are sensible, so you will not be compromising style when faced with the need of a harness for your little one. Equip your dog in the correct walking gear today!

[youtube]http://www.youtube.com/watch?v=R8XAlSp838Y[/youtube]

A lot of us like to tour with our animals in the car. It’s real fun to take our Dogs with us when we go out and it is also great to take our Dogs to different places. Normally dogs are on the back seat which can be very risky. A lot of dogs can become volatile in the car, particularly if they see something new. They can start jumping around and even get in to or get out of the car. Even if your dog is completely peaceful and when never dream of getting in to the front or disturbing you, what if you had a mishap?

To keep away from such situation a dog harness for the car is therefore very essential. There is a large range of different ways to keep your dog protected in the rear seat. Also, you can get a seatbelt accessory that just clips on to the dogs collar or a full harness. Just select a product that is appropriate to the size of your dog.

Lack of such safety precautions in place there is a valid danger attached to traveling with your dog. If you had to brake all of a sudden your dog may well easily come crashing in to the front of the car, causing unspeakable harm either to you or to itself. If it gets eager and gets in to the front it can simply cause a major disturbance to you that might end up with you having a very severe mishap.

If you have not already done so, ensure that your dog and you are safe in the car by getting a good, strong harness so you can have many more years of traveling with your dog in total safety. Then, do so by buying anyone dog harness like Daisy all in one harness and lead online at very competitive price!

Before you buy any dog accessories, do visit Todd Martin’s superb website for all your

Dog Carriers

, and

Dog Clothes

needs.

Article Source:

Why dog harness is important.}

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Long-Term Care Protection can be Tough Decision

by

Clay CottonWe’ve all heard the horror stories about elderly people who can’t take care of themselves moving into costly nursing homes and “outliving their money.”‘

As Americans live longer, more and more of us will need some sort of long-term care, and the insurance industry has a blizzard of policies to help pay for it.

Today, the cost of nursing home care averages about $71,000 a year nationwide, and the average patient stays for 2.4 years “” for a total cost of about $170,400, according the AARP.

So I contacted AARP and got a quote from its designated provider, MetLife.

The results seemed encouraging. For $44.76 a month, a 55-year-old man can get a policy that would pay up to $131,400 in long-term care costs.

Suppose I paid $44.76 a month for 30 years, moved to a nursing home and used the entire benefit. I’d have paid a mere $16,114 to get all that coverage.

Unfortunately, it’s not that simple. This “Basic”‘ policy would pay for an assisted living facility or nursing home, but not for care in my home or to help defray costs of care provided by friends or family.

And you can’t just decide to move to a nursing home and begin drawing the money. To get benefits, one has to satisfy a set of “triggers,”‘ such as needing help bathing, dressing or eating.

Also, the premium is likely to rise over time.

Most important: The total benefit might fall far short of the costs I’d face 30 years from now.

So I also looked at the top-of-the-line “Select”‘ policy. It would cover those things the basic policy wouldn’t, and it would start out providing $219,000 in coverage. And that limit would increase by 5 percent a year.

Cost: $218 per month.

If I invested $218 every month instead of getting this policy, I might have more than $300,000 in 30 years “” enough to pay for lots of health care, at today’s cost.

But what about inflation?

Inflation protection in the “Select” Long Term Care insurance policy means it could pay out nearly $1 million three decades from now.

You get the picture: There’s no simple answer. So who should have it?

The National Association of Insurance Commissioners, the organization for state regulators, offers some guidelines on who should “consider”‘ getting one of these policies:

People who have significant assets and income that they don’t want to run through if they need care.

People who are confident they can afford current and future premiums.

Those who don’t want to rely on others to support them.

And those who want some flexibility in choosing the type of long-term care they get.

But this insurance is not right for people who can’t afford the premiums, those who qualify for Medicaid or live entirely on Social Security or Supplemental Security Income, or anyone who has trouble paying regular expenses.

Long term care insurance activist, CB Cotton, and his wife, Kimberly, write for

PrepSmart.com

– The Online Baby Boomers Decision Assistance Center, where you get Free Long Term Care Insurance advice, comparative rate quotes and personal guidance, all while safely at home in your favorite pajamas and bunny slippers.

Article Source:

eArticlesOnline.com}